Bank accounts, better than ever before
9ra Instant
Open a 9ra Instant account in 2 minutes by dialing *990*0# from your phone.
- Zero paperwork
Requires NIN, date of birth, gender & location
- Zero account opening balance.
- N50,000 maximum single deposit
N300,000 cumulative balance.
- No hidden charges
- Access to large agent network
Dial *990*0# now to open an account
9ra Save
Fixed-term deposits. Earn upfront interest on your savings.
- Lock savings for 30, 60 or 90 days
Earn interest upfront & unlock more savings limits.
- Develop discipline and a savings culture.
Save towards a goal.
- Start with as low as N200
Available on mobile app and web
No hidden charges
Get the mobile app to activate 9ra Save

Experience Banking Innovation
Use your phone number as your bank account.
Transact with your phone number, send money, receive money, check balance, make deposits, cash withdrawals and more.
Take it a step higher.
With several handy features across our web and mobile channels, there are no more limits to your world of financial accessibility.
P2P Phone Transfers
Transfer to anyone even if they don’t have a bank account.
Transaction Limits
Increase your transaction limits on the fly.
Fund Wallet/Account
Add funds to your account with any Nigerian bank card.
QR Payments
Send or receive money without asking for bank account number.
Other services.
What makes us unique.
Learn more about why 9PSB is a great choice for your banking and financial access needs.
Zero Paperwork.
No physical branches, no queues, no waiting.
- 2 Minutes account opening.
- Transfer to any phone number on any network.
Receive/Access funds with your phone number.
Wide agent banking network.
Competitive transfer charge as low at N10
- Fund account without logging into other banks app to do a transfer.
Scan to pay via QR.